October Is Open Enrollment Month for Insurance Benefits

The open enrollment period for PEBA insurance benefits is Oct. 1–31, 2022. During open enrollment, permanent full-time employees who are currently eligible for insurance benefits may change their coverage for the following year.

Employees are encouraged to review their current coverage, the 2023 insurance summary and their open enrollment options on the PEBA insurance website.

• Copayments, deductibles and coinsurance will increase, as is detailed on page 5 of the insurance summary.
• Active employee and funded retiree health insurance premiums will not increase.
• Partially funded retiree, non-funded retiree, COBRA subscriber, survivor and former spouse health insurance premiums will increase.
• Optional Life and Dependent Life-Spouse premiums for some age brackets will decrease.
• Supplemental Long Term Disability premiums will increase.
• Adult well visit coverage will be available for all State Health Plan primary members each year at no member cost.

For more information about changes to monthly premiums in 2023, visit the PEBA monthly premiums webpage.

The 2022 open enrollment options for active employees include:

• Health Insurance: You may change from one health plan to another, enroll yourself or any eligible dependents and drop health coverage for yourself or any dependents.
• Vision Insurance: You may enroll in or drop the State Vision Plan coverage for yourself and/or your eligible dependents.
• Life Insurance: You may enroll in or drop Dependent Life–Child coverage and/or enroll in, increase, drop or decrease Optional Life coverage and/or Dependent Life–Spouse coverage.
• Supplemental Long-Term Disability (SLTD): You may apply for or drop SLTD coverage and/or change your benefit waiting period for existing coverage.
• MoneyPlus: You may enroll in or cancel the MoneyPlus Pretax Group Insurance Premium feature. You may also enroll in or re-enroll in the following flexible spending accounts: Medical Spending, Limited-use Medical Spending and Dependent Care Spending.
• Health Savings Account (HSA): If you are enrolled in the Savings Plan, you may enroll in or drop an HSA. You may change your contribution amount for an existing HSA.

Please note that you cannot make changes to dental coverage, as open enrollment for dental is only available in the odd years. The next opportunity to make dental changes is October 2023.

If satisfied with your current coverage, no action is required. (Reminder: You must re-enroll in MoneyPlus flexible spending accounts each year.) Your coverage will continue in 2023. If you’re changing your coverage, complete PEBA’s open enrollment worksheet to help plan your 2023 insurance elections.